Guilderland Realtor

The following are a few ideas from professionals in the real estate industry:

Take stock of your situation and make sure that you are ready to buy a house, whether it is your first or not. Look at how long you will be in the area, at your job, family size, tax benefits, etc. Be sure it makes sense to buy now!

Have a realistic idea of how much you can afford before you start looking. Get a FREE pre-qualification letter from a mortgage professional or online company. Not only will this save time, but will also avoid disappointment on everyone's part. These days, most offers to purchase include a pre-qualification letter.

Discuss what your particular needs are with your family or partner before you start to look at properties. List your "must have" features and your other "nice to have, but not absolutely necessary" features. After viewing a few properties, re-evaluate your criteria. Needs will change over time. Be sure to include neighborhood criteria. Those are much harder to change than a few coats of paint. More ...